The year is almost over. My 401(k) controbutions are at twenty percent until the end of the year. I was going to start contributing to my IRA this year with the few months that are left, but I realized that I should be able to accomplish a similar effect by increasing my 401(k) controbutions.
I've been dining out too much, and spending too much money on gas station food, and I need to cut that down.
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