Well. There are two things that I need to refrain from. One is contributing to my IRA prematurely. I have to remember that I'm not going to see that money for about 30 years, 26 years at the soonest, so I shouldn't get too excited about it. I have until mid-April of 2023 to finish contributing for 2022. The second thing I need to refrain from is paying off my zero interest balances off prematurely, and just focus on the near-term challenges. The zero interest period doesn't end for about 10 months.
And then there is a third thing as well. I have to refrain from too much bad behavior. When it all comes down to it, I don't enjoy bad behavior too much anyway, so, why bother?
Sometimes I just feel like the people around me experience life in a way that I just. I feel like I'm not enjoying life as much as everyone else.
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Let's think. Yeah. Near term, what are my challenges? Well, I have to keep my finances in order.
I need to make sure I don't get too distracted with things.
I think that it can be easy to become unhappy, and, when I'm unhappy, I feel that I have to offset the unhappiness by enjoying myself, and I think that more often than not the choices I make in how to enjoy myself create problems and in some cases, more unhappiness later.
One example of this was the Louisiana road trip, which was a huge disaster. A disaster that I managed to survive, but a disaster that I'll be suffering from for a while.
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